Pillar guide
Plan your money
Funds you need to show, banking, IRD, insurance, and getting your tax back when you leave.
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Travel Insurance for a NZ Working Holiday: 3 Options Compared
Compare Orbit Protect, SafetyWing and Genki for a New Zealand working holiday, and check your visa's insurance conditions before choosing.
Read the guideTravel Insurance for a NZ Working Holiday: What You Actually Need
What insurance a NZ Working Holiday Visa actually requires, what ACC does and doesn't cover, and how to pick a policy that satisfies your scheme.
Read the guideClaiming Your Tax Refund When You Leave NZ
How NZ's tax year and residency rules affect your working holiday refund, and how to request an income tax assessment before you fly home.
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Cost of Living in NZ for Working Holidaymakers
What rent, food, transport, and everyday bills actually cost once you're flatting and working in New Zealand, not just travelling through.
Read the guideGetting Your IRD Number (and Why You Can't Work Without One)
How to get an IRD number on a NZ Working Holiday Visa: what you need, the deadline, and why skipping it costs you at tax time.
Read the guideHow Much Money You Need for a Working Holiday in New Zealand
The visa's required funds figure, real weekly living costs, and what a realistic starting budget looks like before you land.
Read the guideOpening a NZ Bank Account as a Working Holidaymaker
What you need to open a New Zealand bank account on a Working Holiday Visa, whether you can do it before you land, and what trips people up.
Read the guideTransferring Money to New Zealand: Fees Compared
How bank transfers and specialist transfer services compare on fees and exchange rates when sending money to your NZ bank account.
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